Farmers Federal CU was chartered in 1934 with the mission to be a financial co-operative owned and controlled by its members, to encourage regular savings, promote thrift, and offer loans at reasonable rates and terms.

Your credit union is operated from policies set by the Board of Directors who are elected by you the member. There are no outside stockholders. Earnings are returned to you the member in the form of dividends on savings and better rates on loans. We are governed by NCUA (National Credit Union Administration), a U.S. Government Agency. This assures each member that we follow all regulations governing Credit Unions. Your accounts are federally insured by the NCUA for $250,000 per member.

Every year your Credit Union is examined by a state Certified CPA, to insure safety and soundness. The Supervisory Committee, volunteers from among the membership, appointed by the Board of Directors conduct periodic exams on internal procedures.

Providing financial fitness for each member is our goal. Whether you save or borrow, you can benefit in many ways by dealing with your member-owned Credit Union. This is your organization committed to providing quality financial services. Remember, when you need a financial service, think first of your Credit Union.